The privacy of your information is something that R.F. Lafferty & Company, Inc. takes very seriously. Our relationship with you is our most valuable asset. That’s why we have instituted various physical, electronic, and procedural safeguards that comply with federal and industry standards to protect your non-public, personal information.
For example, access to your personal and account information is restricted to only those R.F. Lafferty employees who need to utilize it in order to provide products and/or services to you. Our employees are bound by a code of ethics requiring confidential treatment of client information and are subject to disciplinary action if they fail to follow the code.
We do not sell our customers’ information to any third parties, nor do we disclose client information to any parties that are unaffiliated with R.F. Lafferty & Company, Inc., except as otherwise required by law. There may be instances where we may need to share your information with regulatory agencies, federal, state or local authorities, or credit reporting agencies; however, these entities are required by law or by contractual obligation to maintain the confidentiality of your private information.
In the course of business, we may collect certain personal information about you including:
- Information you supply on applications and/or related forms (name, social security number, assets, income, tax bracket, etc.)
- Information about your transactions with us and others. This includes items such as your account balance, payments, withdrawals, account activity and correspondence with you
- Information we receive from a consumer reporting agency. These reports are used to verify your information, for general risk management decisions, or for any other legitimate business purpose
We may provide the above information to unaffiliated third parties when necessary to facilitate our business relationship with you. These unaffiliated parties may include certain service providers such as our clearing agent, and the companies that print your account statements and/or maintain your information in electronic form so that you can view your account on-line, and those who provide support to money market clients (i.e., check printers and credit/debit card vendors). Additional financial service providers may include financial advisors, money mangers, insurance agents, money funds or mutual funds, depending on your participation in these types of investments or services.
If you close your account, in the process of transferring your investments we may share your information with the new Investment Advisor, Broker/Dealer or custodian that you or your financial advisor selects. If the financial advisor servicing your account leaves us to join another Investment Advisor or Broker/Dealer, the financial advisor is permitted to retain copies of your information so that he can continue to serve you at the new firm. The financial advisor is still required to keep your personal information confidential and may only use it to service your account.
If you choose to close your account(s) or become an inactive customer, we will adhere to the privacy polices and practices as described in this notice. Should you have additional questions about our policy, please speak directly with your account representative.